Faq
TIPS
(Do’s and don’ts)
DO
- GET ADVICE ON THE LENDER, TYPE OF
MORTGAGE AND TERMS.
- DEAL WITH A PROFESSIONAL LAWYER.
- GET A WRITTEN BREAKDOWN OF COSTS FROM
THE LAWYER AND FINANCIAL ADVICER.
- MAKE SURE YOUR LAWYER CHECKS NOTA SIMPLE FOR LOANS/OWNERSHIP/LIENS.
- GET LAWYER TO OBTAIN PAID-UP RECEIPTS FOR IBI/PLUS
VALIA/COMMUNITY TAX.
-
IF BUYING LAND CHECK PLAN PARCIAL FOR WHAT YOU OWN
AND BOUNDARIES.
- INSURE YOUR HOME AND CONTENTS.
-
BE CAREFUL WHEN TRANSFERRING FUNDS OR CASHING CHEQUES
AS THE COSTS CAN BE EXTORTIONATE.
- IF BUYING OFF PLAN , GET THE MONIES PUT IN AN ESCROW
ACCOUNT OR HAVE A BANK GUARANTEE FOR THE FUNDS.
DON’T
- PUT DOWN
A DEPOSIT UNLESS IT’S SUBJECT TO
GETTING FINANCE AND ITS REFUNDABLE IF YOU
DO NOT GET IT.
-
BUY OFF PLAN AND NOT SECURE FINANCE AT THE TIME.
(YOU MAY HAVE TO COMPLETE)
- TAKE THE MORTGAGE OFFERED BY A DEVELOPER AS A RIGHT
, IT WILL BE UNDERWRITTEN AND MAY NOT BE AVAILABLE.
- DEAL WITH A LAWYER/ESTATE AGENT BASED IN THE SAME
OFFICE.
- BE CAREFUL OF RENTAL WEEKS, THE HIGH SEASON IS ONLY
10-12 WEEKS.11 MONTH RENTAL PERIODS ARE MORE SECURE
BUT PAY LESS.
-
TRUST JUST ANYONE. A REFERRAL FROM A PROFESSIONAL
TO ANOTHER IS THE BEST FORM RECOMMENDATION.
-
JUST BECAUSE SOMEONE SPEAKS ENGLISH DOES NOT MEAN
THEY ARE PROFESSIONAL, CHECK BACKGROUND AND ASK FOR
PROOF.
- TAKE YOUR BRAIN OUT, JUST BECAUSE THE SUN IS SHINNING,
YOU HAVE LESS PROTECT HERE IF THINGS GO WRONG!!!
- LET ME
PUT YOU OFF, IT’S A GREAT ENVIROMENT
AND LOTS OF FUN!!!
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